Help & support

Frequently asked questions

How do I buy a Top-Up?
Buying a Top-Up for your or someone else's phone is quick and simple. Visit the buy page and enter the number you want to Top-Up.

Your bank or payment provider may apply additional charges (such as exchange rate differences), which are outside of our control. In any case, before confirming your purchase, you will be informed of the final price, including any commission fees.
Which mobile networks can I Top-Up?
We support all major networks. You can view a list of our networks and a list of countries we cover.
Can I Top-Up a phone from a different country?
Yes, this is possible if the country is included in the list of countries we cover.
I need to top-up multiple phones
You can buy top-up credit for multiple phones and mobile networks worldwide.

Buy your first top-up to create an account. After that, you can sign in and buy top-ups for the same phone or different phones from your account.
How often can I top-up?

You can normally buy one top-up every 24 hours.
This limit helps protect both you and us from fraud.
To get started, buy any top-up to create an account.
If you already have an account, sign in and click Buy a Top-up on the account homepage to purchase another top-up.

How and when will I receive my top-up?

The way your top-up is delivered depends on how it was purchased

Top-ups purchased directly on the UpReload website.

If you sign in to your account and buy a top-up yourself, it is activated automatically immediately after purchase.

Depending on your mobile network, your top-up will be delivered in one of two ways:

  • Direct top-up - the credit is sent automatically to the mobile phone number associated with the purchase
  • PIN code top-up - a PIN code and instructions are displayed immediately after purchase. Simply follow the instructions to apply the credit to your mobile phone.

In most cases, delivery is immediate.

Auto Top-Up and Premium top-ups

Top-ups purchased automatically as part of an Auto Top-Up or Premium membership are added to your account but are not activated automatically

Before the credit can be used, you must sign in to your account and activate the top-up.

To activate a top-up:

  • Sign in to your account
  • Find the top-up you want to use.
  • Click Activate

Once activated:

  • Direct top-up: the credit is sent automatically to your mobile phone.
  • PIN code top-up: your PIN code and instructions are displayed so you can apply the credit.

This additional activation step helps protect your account against fraud and gives you greater control over when your top-up is used, helping to prevent your credit from expiring before you need it.

Where can I find PIN code instructions?
PIN code instructions are shown after your new top-up is activated. To see instructions for using your PIN code, please select your country and network from the tool below. If you have any problems, please contact our Customer Service team for help.
Auto Top-Up and Premium notifications
If you are using Auto Top-Up or Premium, you will receive a notification when a new top-up is ready. You will then need to activate it in your account to use the credit.
What if there is a problem with delivery?
If our provider encounters an issue, you may be asked to confirm or update the phone number before we try again.

If we are unable to deliver your first top-up, you will automatically receive a full refund (including any service fees), usually within 30 minutes or at the latest within five (5) business days.
What is UpReload Premium?

UpReload Premium is a membership plan offered in certain countries. Depending on the offer available in your country, Premium benefits may require a qualifying top-up purchase each month. Eligible top-ups purchased within the Premium plan do not include UpReload commission fees. Other benefits may include discounted eSIM data plans (for example, up to 50% off standard retail pricing) and eligibility for a promotional reward (such as a free top-up) after a defined period of continuous participation. The specific benefits available to you will be those displayed on the website at the time of enrolment and may vary by country or promotion.

UpReload Premium can be cancelled at any time from within your Account Settings page. Sign in to your account to manage your settings.

What if I don't have an account?

Your personal account is automatically created when you make your first purchase on UpReload, even if you have not set a password. To access your account, simply visit the Sign in page and enter the email address used for purchase. If you have any questions, you can contact our Customer Service team at any time.

I bought the wrong Top-Up, can you help?

If you think you may have purchased the wrong top-up, please contact our Customer Service team for assistance.

What happens if my top-up is not delivered?

If your first top-up is unsuccessful, the full amount paid, including any processing fees, will be automatically refunded to you within approximately 30 minutes, or at the latest within five (5) business days. For top-ups after your first one, please contact Customer Service for prompt assistance.

If you have not received your top-up and have not received an automatic refund, this usually means that our third-party provider has confirmed delivery. In this case, please contact our Customer Service team. We will carry out the necessary checks and issue a refund if appropriate.

How long do refunds take?

Refund requests are typically processed within 48 hours of receipt. However, the time it takes for the funds to appear in your account may vary depending on your payment provider or bank, which is outside of our control.

Can I get a refund for an unactivated top-up?

With your first top-up, the crediting and activation process is automatic to ensure a smooth purchase experience. For top-ups after your first purchase (including Auto Top-Ups and Premium plan top-ups), you may be required to manually activate the top-up from your account. If a top-up remains unactivated within three (3) months from the date it was issued, you are entitled to request a full refund, including any applicable processing fees. After this period, you may still contact Customer Service to request an extension of the activation period for a further three (3) months.

Can I get a refund if I made a mistake?

If you purchased a top-up by mistake, we may be able to issue a refund only if the top-up has not been activated.

To request a refund, please contact our Customer Service team. We will check the status of the top-up and confirm whether a refund is possible.

When are refunds not available?

Refunds are not available where the top-up credit has already been used, in whole or in part, or where it was sent to an incorrect mobile number due to inaccurate information provided by the user at the time of purchase.

Right of withdrawal (change of mind)

Where applicable under the mandatory consumer protection laws of your country of residence, you may have the right to withdraw from the Contract within 14 days from the date of purchase without giving any reason.

To exercise your right of withdrawal, you must send us an explicit statement of your decision by email to help@surestreamdigital.com or by contacting our Customer Service.

Where the performance of the service has begun at your express request, your right of withdrawal may no longer apply once the service has been fully performed, or otherwise as provided by the applicable consumer protection laws.

If you validly exercise your right of withdrawal, we will refund the relevant amount using the same payment method used for the original transaction, unless otherwise agreed.

For customers purchasing from Italy, these rights are governed by the Italian Consumer Code (Legislative Decree No. 206/2005, as amended), including the exceptions to the right of withdrawal set out in Article 59.

Will my top-ups expire?

Once your top-up has been activated, the validity period of the credit depends on your mobile operator's policies. For questions regarding credit already active on your mobile account, please contact your operator directly for assistance. If you have further questions about unactivated top-ups, please contact our Customer Service team.

Contact us for other enquiries.

Our Customer Service team are available to help you with any queries you might have, 24 hours a day, 7 days a week. They aim to respond to all enquiries as fast as they can. Please contact our Customer Service team who may be able to assist you.

© 2026 Surestream Digital, St Stephens House, Arthur Road, Windsor, Berkshire, England, SL4 1RU. Company Number: 09325114.
Customer Services: +44 2038 287673

UpReload is an independent mobile top-up reseller and is not affiliated with or endorsed by any mobile network operator.